Money Ain't a Thing?

As I said, my private loan was approved and everything is ok on that... but upon further review it has become apparent that the money alloted for living expenses won't be nearly enough to cover things such as my health expenses and prescriptions. So, i had to fill out another loan application to supplement the rest of the money *sigh*
I know that it will all be worth it... but right now, it sure as hell doesn't seem like it.

Looking back on this whole process i can honestly say there there are a LOT of things that i would have done differently, but overall i am satisfied with the results so i won't worry about it too much.

Time to go!

The loan application that my brother submitted was approved so this fall i will be attending American University. I can't even begin to explain how lucky i am to have this opportunity. I'm just ready to get started. Over the next few weeks i'll be quitting my job... getting a new apt and hopefully finding time to relax. Time for my next big adventure :)

It goes on and on

So the first cosigner loan was rejected... apparently sometime in 1999 (yes, 5 yrs ago) my mother was a week late on a car payment, so they turned down her application to be a cosigner... I understand the importance of credit when you're dealing with this much money... but i mean.. 1 week late... in 1999 *shakes head*

So, the new thing is that my brother is going to cosign the loan. That is a very tricky situation. My brother is mildly retarded and pretty much makes decisions based on the information we (my family) gives him. By that i mean, if we say, "hey cosign for this loan, things will be fine", he'll sign for it. Of course we tell him about the amount of the loan, the terms, and things like that, but ultimately, he trusts us to lead him down the correct path. My concern with the loan is that should anything happen to me, he will ultimately be responsible and i don't like that at all. My plan is that as SOON as i am out of school i will consolidate all the loans and have his name removed. The last thing i want is for something to happen to me and for him to be left paying my debts.

I should know by the middle of next week whether or not the loan has gone thru. if it has, i will be at American in the fall, if it hasn't... then i need to reevaluate my entire life and figure out my next step.

*sigh*

Decisions Decisions Decisions

My mother sent back the paperwork on Friday for my loan tio go to American. If everything goes through ok, I'll be there this fall. I've spoken to a few people about the school and everyone seems to feel very strong about it so I think I'm making the right choice. My only regret is that I won't be leaving the area. The new plan is to spend summers working outside of DC.

I spend quite a bit of time reading message boards dedicated to discussing law school issues for new and current students. I must admit, I am a bit disheartened by the negative comments made regarding minorities. I can tell that some of it is meant to shock and upset people, and that stuff doesn't irk me. The problem i have is the less obvious stuff. It amazes me how afraid some of these people appear to be of black people. Things like "i don't want to go to that school because it's in a bad neighborhood. "Bad neighborhoods" are black 95% of the time. I feel like I'm going back to high school all over again. The difference is that in high school i didn't even know who i was, so i just tried my best to fit in. Now, i have it pretty much figured out and now i have to decide just how much of that i'm going to let come out on a day to day basis.

Just when i think things are getting easier...